Do you have to take it serious if a 3 and a half year old says "daddy hurts me" to her mom?
https://iongcid.blogspot.com/2017/11/do-you-have-to-take-it-serious-if-3-and.html
When my son was around that age he told me that a man pulled down his pants in nursery school. He said it in a very offhand, relaxed manner...